Debt Consolidation
Feds Pledge Support for (Private) Banks
The latest from Washington is that the government will offer a “temporary capital buffer” to keep banks in business.
While speculation about bank nationalization grows, regulators reinforced their preference that banks remain private entities. We’re getting some mixed signals, since they also promise to prop up banks that are too big to fail. According to MarketWatch:
How to Find the Safest Banks
Some people only want to work with the safest banks.
Even with FDIC insurance, bank failures and ‘mergers’ can be a hassle. By sticking to the safest banks, you reduce the likelihood of any headaches, delays, or name changes on your statements. How do you figure out which banks are the safest banks?
What Does it Mean to Nationalize the Banks?
There’s a lot of talk about nationalizing the banks. What does it mean to nationalize the banks?
It depends what you mean by nationalize.
$8 Billion CD Scheme Investigated
Robert Allen Stanford allegedly ran a fraudulent system where he made off with money meant for CDs.
In all, investigators say $8 billion is at risk. The CDs were not FDIC insured.
How to Get Photo Checks
Some people love their checks. Even though there are other ways to pay, you might prefer writing checks for any number of reasons.
One way to personalize your checks is to add an image to them. You can put your smiling face next to your contact information (for security or marketing purposes), or you can plaster [...]
Obama Reveals Mortgage Help Plan
Regulators revealed plans on mortgage help today, promising $75 billion to help homeowners and the housing market.
It’s a 3 pronged attack:
How to Make ATM Deposits
Time is always scarce, and it may be difficult to make deposits during banking hours. Fortunately, it’s possible to make deposits at some ATMs.
You can save time by avoiding lines (and going when you want to go), but there are some drawbacks. First, the process of making ATM deposits is intimidating to some people. You [...]
Do I Need Money Management Software?
These days money management software is almost indispensable in the world of our finances. It is hard to imagine that anyone could plan a budget and keep track of their expenses — especially when they have troubles paying off their bills — without using budget software. But to answer the above question it is essential [...]
Debt Management Service vs. Self Debt Management Help
A debt management service is one of the best place to ask for help when consumers are struggling with debt — caused by poor decisions or a life-changing event like a job loss, illness or divorce. Unfortunately, debt management usually does not enter the picture until a debtor finds out that he or she is [...]
Should I File for Chapter 11 Bankruptcy?
Chapter 11 bankruptcy is a reorganization bankruptcy for businesses or individuals similar to Chapter 13 bankruptcy. While chapter 13 reorganizes individuals’ unsecured debt of less than $336,900.00 and secured debts of less than $1,010,650.00 — as of April, 1 2007 — Chapter 11 is available to any business or individuals with at least those mentioned [...]